New mortgage standards for major lenders are due to take effect starting January 2012, Marketwatch reports.The new rules have been in effect for months, but only on a voluntary basis. Starting in 2012, these regulations will be mandatory.The new standards are known as the servicer alignment initiative and will be applicable to all mortgages backed [...]

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    For mortgage borrowers, it’s one of those good news/bad news moments. It’s hard to argue with the good: Interest rates are bouncing along at histori

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Midtown is the only place Colleen McAllister has lived in her 28 years in Memphis. So when she began looking for a new, smaller place, Midtown was the target of her search A year ago, Midtowner Colleen McAllister was ready to downsize. She started making those little fixes and touch-ups needed to prepare her 85-year-old [...]

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